Understanding your investments: beyond the reported performance
Investing is often presented as a matter of course. The markets offer opportunities, there are many solutions, and past performance is widely discussed.
My expertise
Jean-Charles Cotting
An independent wealth strategist, committed to working alongside you
For over fifteen years, I have been helping high net worth individuals analyze, organize, and secure their financial future.
My background is primarily as a practitioner: I built and structured my own wealth before passing on my methods to others. I then led a certified financial engineering training program for advisors preparing for the Federal Certificate in Switzerland—an experience that taught me how to make the most technical subjects accessible, concrete, and coherent.
Today, I put this expertise to work in providing entirely independent support.
I can suggest solutions or products when it’s in your best interest and you explicitly ask for it, but I never favor a partner, institution, or offer for commercial convenience. My role is simple: to help you see clearly, decide freely, and transform your wealth challenges into a controlled and sustainable strategy.
I work with you with rigor, loyalty, and genuine human presence—because the most important financial decisions are always deeply personal.
My career in a few figures
For more than seventeen years, I have been analyzing, structuring, and clarifying complex wealth management situations.
Through supporting and training numerous professionals, I have developed a simple and rigorous method to help everyone understand, arbitrate, and decide with clarity.
These few figures reflect my career and the way I approach my work: with high standards, loyalty, and independence.
More than 17 years
in financial engineering
Experience built on both practice and knowledge transfer, closely aligned with the realities of wealth management.
More than 400
wealth situations studied
A proven ability to read, synthesize, and structure complex wealth situations.
More than 1,000
professionals trained to Federal Certificate level
Recognized expertise in teaching, methodological rigor, and clarity of decision-making.
To better understand how I provide support
I don’t limit myself to financial or tax analysis.
I look at your situation as a whole: assets, cash flow, structures, family issues, constraints, values, and priorities.
My goal is not to steer you toward a particular product, but to enable you to see clearly and make informed decisions with clarity and consistency.
I always start with a structured diagnosis: what you have, how it works, what interacts, what creates tensions or risks.
Then I model several concrete scenarios, which we compare together.
Simplicity does not come from reduction: it comes from understanding.
We proceed step by step:
– an initial discussion to understand your challenges;
– a clear and structured diagnosis;
– a comparison of different scenarios;
– my impartial recommendations;
– and, if you wish, coordination of implementation with your experts.
The pace depends on your needs, your availability, and the complexity of your decisions.
I can suggest solutions or products when it suits your situation and you explicitly request it, but I never favor a partner, institution, or offer for commercial convenience.
My recommendations are made with complete impartiality, based on your objectives and time frame.
For me, independence is not an argument: it is a working method.
You remain at the center.
I prepare analyses, clarify requests, facilitate exchanges, and secure decisions, while respecting the role of each party: bankers, lawyers, notaries, tax specialists, and family offices.
My role is to ensure overall consistency and prevent your decisions from being made in isolation.
All information you entrust to me is treated in a strictly confidential and secure manner.
Nothing is shared without your explicit consent.
Trust is at the heart of my profession: it is based on discretion, loyalty, and clarity.
Would you like to discuss this further?
An initial discussion often helps to clarify things: understanding your situation, identifying your challenges, and determining whether I can provide you with useful support.
A simple, confidential, and non-binding setting—just a conversation to move forward.